Raising Money With Great Fundraising Events

By Author: Roger Carr
Article: A special fundraising event is a great way to raise money for a cause you are passionate about. It can also help raise the awareness in your community about the issues you want to improve. However, it is important to properly prepare for the event if you want it to be successful. A significant amount of planning and work goes on behind the scenes of any fundraising event.

The events that go smoothly and appear to be easy are usually far from easy. It is due to the hours, days and months of planning and preparation of many committed individuals. I was reminded of this a few days ago as I participated in an event that raised money to build homes in Honduras.

The Walkathon for Hope was made possible by the nonprofit organization Students Helping Honduras. The event had 2,000 participants and raised its goal of $200,000 to build 72 houses in the village of Siete de Abril in Honduras. We walked ten miles on the day of the event. I am proud to have been a part of it.

There are many features that go into a successful fundraising event. Students Helping Honduras included many of these in their event. This explains their extreme level of success. The following is a list of those things I observed at the 2007 Walkathon for Hope that should be a part of any fundraising event.

Support A Great Cause

The cause you are raising money and awareness for needs to be something people can get enthusiastic about. The actual cause is important, but so is how it is presented.

For the Walkathon, pictures and stories of children in the refuge village they were going to build homes in were used to motivate people to participate. They also let you know the specific amount ($2,800) it would cost to build each permanent home for a family. It was definitely a cause many people could get excited about.

Consider how you are going to present the reasons you are holding a fundraiser and asking for donations.

Hold The Event At A Great Location

The location of your event needs to be convenient and clean. It shows that you care about your cause and the people who support it. I have attended outdoor events that had long, uncut grass and trash all around. I have been to indoor events that were held in buildings and rooms that were not clean. I am sure there were people who left once they saw the poor conditions. For those that stayed, I suspect some of them refused to attend any future events.

The walk I attended was held on the campus of the University of Mary Washington. It is a beautiful campus. The campus is located in the historical city of Fredericksburg, Virginia. The Jeffersonian architecture featured throughout the campus provided a historical backdrop for participants to experience before, during and after the walk. The landscaping was well maintained and parking around the campus on a Saturday afternoon was plentiful.

Make sure the location you select for your event shows how passionate you are about the cause and how important the participants are to you.

Schedule The Event On An Appropriate Date and Time

You can’t control the weather. However, you can select a date during a part of the year that is most appropriate for your event. You also need to consider when people are willing and able to attend. For example, many people might not be available due to holidays, going out on Friday nights or going to church on Sunday mornings. There also could be other competing events scheduled for that same date and time. Consider people’s schedules and community calendars in your area before you set the date and time.

The weather during the Walkathon for Hope was great for a walk. It was warm with blue skies on the day of the event. Scheduling the walk during the middle of April in Virginia made this possible and even likely to occur.

I was surprised to discover the Walkathon for Hope was scheduled in the afternoon. Most walks I have participated in were held during the morning hours. However, after thinking about it I realized it was a great decision. The participants during the Walkathon were mostly college students. They were more likely to have a terrific turnout in the afternoon from the students. It also allowed adequate time for the teams from other colleges in the state to travel without being on the road in the middle of the night.

Consider all of the factors regarding your event and those you want to attend when setting the schedule.

Provide Entertainment

You are going to ask people to take one or more hours out of their busy schedules to attend your event. Many are going to ask themselves “what’s in it for me?” when deciding on whether or not to attend your event. Providing entertainment that they will enjoy gives them something they seek and will encourage them to attend your fundraiser. If you’re familiar with the Law of Reciprocity, you will realize the attendee will be more likely to participate generously in your event if you’ve provided something they want first.

The Walkathon had entertainment galore. Musical groups performed before and during the walk. There was also entertainment on the walk path. Guitarists, drum groups, dance teams and an improvisation club all entertained us as we walked. There was even a station set up to get a massage!

Think about the participants you’re targeting for your event then schedule entertainment they will enjoy.

Provide Food or Refreshments

There is a saying “the way to a man’s heart is through his stomach.” I believe this is true for participants at events as well. Serving refreshments for short events and meals at longer events will add to the enjoyment. You don’t have to go expensive with the food (unless it is something like a black tie event). Attendees know the real purpose of the event is to raise funds and going overboard with the food could leave a negative impression.

Students Helping Honduras arranged to have hot dogs and hamburgers grilled onsite and available throughout the event. Water was provided at several points on the walk. I heard walkers throughout the event talking about when and how many times they should stop to get a hamburger or hot dog. Obviously, the grilled food was a hit.

Don’t forget food and refreshments for your fundraising event. Consider finding a sponsor that would provide it at no cost to your event except for you to announce their generosity to others in a variety of ways.

Use Enthusiastic Volunteers

The work becomes easiest when there are plenty of volunteers helping out. There are many skills needed to put on a successful event. Don’t try to plan and prepare the event by yourself. The event will suffer. Consider all of the things that need to be done and recruit volunteers to make it happen.

Many months of work by a motivated team of volunteers went into the Walkathon for Hope. This volunteer team covered areas including administration, copywriting, public relations, logistics, finances, setup and cleanup.

Invest adequate time and effort in recruiting volunteers early. Having a great team of volunteers will not only make each person’s responsibilities easier, but it will also keep the team motivated right up to the day of the event.

Get Teams Involved

Finding ways to have teams participate will encourage participation. Some people may not readily join by themselves but they wouldn’t think twice about participating if they were doing it as a team with friends and coworkers. When people are part of a team, they motivate each other to do their best. Where do you look for teams? You can recruit teams from places including schools, religious organizations, companies, and clubs.

Fundraising for the Walkathon was centered around teams. People were encouraged to build teams to raise the needed funds. These teams were recognized at the beginning of the event. I am aware of several teams that participated from religious organizations and schools. Some of the college teams traveled several hours just to participate in the event.

Find ways that teams can participate in your fundraising event.

Generate Publicity

One of the main reasons many people will not be attending your event is that they won’t know about it. When you are doing your planning, don’t leave out publicity. There are many ways to get the word out to others. Some of those include:

* Distributing fliers and brochure
* Phone calls to individuals and organizations
* Newsletter articles and notices
* Email messages (don’t SPAM)
* Newspaper articles and advertisements
* Radio and television interviews and announcements
* Press releases
* Online community calendars

Students Helping Honduras used many of these methods to let people know about their fundraising event. I personally watched a television interview, read articles in the local newspaper and saw fliers posted in the community advertising the Walkathon for Hope. However, the first time I heard about the event was not through any of these methods. I learned about the event online. Students Helping Honduras also used Web 2.0 techniques to alert others about their event. I initially found out about the walk on myspace.com. A quick search on the Internet showed they initiated a significant promotion across many websites and blogs. Build a plan for promoting your event early. Be creative in the ways you get the message out to your potential participants.

Provide Incentives

The more incentives you can give people, the more likely they will pull money from their wallets and make a contribution. Certainly the great feeling the donor will receive by donating to a worthy cause is one tremendous incentive. There are others to consider. Why not offer door prizes, auctions and raffles? Another incentive I have found that works well is finding sponsors that will match funds being donated by others.

The Walkathon for Hope covered many of these incentives. They auctioned off items prior to the event and sold t-shirts and other items at the event. They held a raffle for items including a video game system. Most importantly, they had a sponsor, Doris Buffett from The Sunshine Lady Foundation, who agreed to match funds so that if they could raise at least $100,000 they would receive the total $200,000 goal to build all 72 houses.

Identify several ways you can provide an incentive for people to promote, attend, participate and raise money for your event.

Have Fun

When all of the above elements come together, participants can’t help but have fun and feel great about making a difference. Don’t forget to have fun with the volunteers and participants when you are doing the planning and work to make the event a reality.

Yes, putting on a successful fundraising event is hard work. It is also worth doing the work when you realize you have the ability to make a difference. Syndication Source: ThoughtSearch.com To learn more about walkathons, go to http://www.walkathonblog.com. Roger Carr is the founder and owner of Everyday Giving.

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How To Plan A School Fundraiser

By Author: Alex Harper
Article: Profitable and smooth-this should be the ultimate result of any school fundraising event. It’s a big job to organize a fundraiser, but once you achieve your goal, it will be worth all the effort.

There’s no one formula to assure a 110% successful fundraising event. However, there are a lot of proven and tested ways to ensure that you meet your objectives. It is vital to come up with an effective strategy or plan beforehand.

As a fundraising organizer, you’ll have to be meticulous in planning-take into consideration the different aspects of the event the same way you build a long-term business or project. Think about what products to promote or sell, and how to handle the event all through its duration.

Tips & Ideas For Successful School Fundraisers

Goalsetting

In these lean economic times, parents of your students and members of your community may feel that your fundraising is less than essential if goals are not set clearly and expressed effectively. Make sure that money raised will be used for the betterment of school services or for the direct involvement of students in community projects. It’s probably best if you share a “highlights reel… of past successful projects that are now benefiting the children.

Event Planning

Planning a fundraising campaign requires you to consider the following:

Setting a theme that synchronizes with your goals. For example, if your project is to improve the facilities for your school’s football team, then set a football theme and involve players and coaches.

Determining your target participants. To maximize participation, determine who will be involved. You can invite whole families or even the whole community if you think this is needed to achieve your target profit.

Scheduling the duration of the event. Big projects usually take a longer time before reaching targeted profits. Just make sure to end your activities on a weekend and set a festive mood that will help your students and their families anticipate next year’s fundraising plans. Also ensure that your event will not interfere or overlap with other product sales so you’ll have the community’s sole attention.

Choosing products or services that will generate profits. To determine which products will generate profits, you might consider conducting a survey among your students and their families (or the community as well) on what products or services they want to promote. This will also encourage them to participate and volunteer if you give value to their ideas.

Promoting your campaign. Promote your campaign like crazy! Use all possible means-flyers, brochures, local newspapers, and radio stationseven social media like Facebook and Twitter.

Documenting the success or failure of your fundraising. Whatever the outcome, keep a record of the activities for the duration of the campaign. This will give you insight on its weaknesses and strengths so you’ll know which strategy to implement next year.

Bestsellers & Unique Fundraising Products

Food products like candy bars and cookie dough are time-tested bestsellers. You can scout out fundraiser suppliers who provide quality products for a good profit.

Discount cards can add a good profit if you can work with merchants who offer in-demand products or services. This is a hit because donors often receive more than what they have donated.

Custom sandals are great fundraising products because they attract a wide variety of people due to their unique factor. Student groups, families, organizations, and other supporters love to help the cause by sporting customized sandals.

Fundraising is always a big project, but it doesn’t have to be an impossible one. Just follow these proven tips and ideas for school fundraiser success and you’ll find exactly what works for your specific needs in the process. Best of luck with your next school fundraiser! Syndication Source: ThoughtSearch.com For more school fundraising ideas, visit: www.baguscustom.com.

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How To Market Your Cheerleading Fundraiser On A Shoestring Budget

By Author: Alex Harper
Article: You have your idea for a cheerleading fundraiser, and now you’re stuck. You don’t have a lot of money to market the fundraiser, so you think you don’t have any options. Sound all too familiar?

Well, fortunately, this doesn’t have to be the case. You can actually get the word out about your fundraiser, even if you are working on a tight budget. If you follow these simple tips, your cheerleading fundraiser will be a success-whether you are counting your pennies or not.

Blogging For Fundraising Success

First, you need a blog. Blogs are free to create, and a blog will help you greatly as you move toward your fundraiser date. You can use your blog to inform people about the big day and to get them excited. One of the best places to create a free blog is WordPress.com. Then, fill it up with the information you have about the fundraiser (and be sure to keep updating it frequently).

Be sure to include lots of pictures as well. People definitely like to see where their money is going. If they see pictures of the cheerleaders, they will feel as if they are helping real people instead of a faceless entity. This will go a long way in helping you raise money.

Appeal To Your Local Community

After you create the blog, you’ll need some press. The press will help you in two ways. One, you need press to help you market your blog. After all, your blog has some great information about your cheerleading fundraiser, and you need people to see it. In addition, the press will help you market the fundraiser itself.

The question is, though, how are you going to get that press? This is where the local media comes into play. Local newspapers love to cover area events. They will not charge you to run a feature story on your cheerleading team and fundraiser. You will get some great press, and you won’t have to write out a check. Does it get any better than that?

You have to play your cards right, though, and come up with a story that will really interest the public. Get to the heart of your cheerleading program.

Why is this fundraiser so important?
Will it give kids a chance they would not normally have?
Is the team near extinction, and the money is needed to keep it afloat?

You need to find an angle, and then run with it.

Drum Up The Press Machine

Next, you need to approach the local newspaper. Explain why the fundraiser is so important to your cheerleading squad. Again, if you have a good angle, the local paper will graciously offer to run your story. You may have to write the story yourself for the paper (depending on how small of a publication it is), or they may offer to do it for you. Whichever the case, be sure to mention your blog, and let people know they can RSVP for your fundraiser by visiting it.

After you speak to the people at the newspaper, go to the local news stations. Tell them you have an exciting special interest story. Once again, explain the fundraiser, as well as its importance. If you can get a feature on the local evening news, the word will really be out about your fundraiser.

And remember-your cheerleading fundraiser can be a gigantic success, even if you don’t have a huge advertising budget. Grassroots works! Syndication Source: ThoughtSearch.com Kathy Klossner is the SEO webmaster of www.baguscustom.com where you can find more information regarding your cheerleading fundraiser.

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Reasons to Contact Your Social Security Correspondent

By Author: Art Gib
Article: If you become disabled, it may seem like a long hard road ahead of you. The government has provided a way to compensate you for the losses that occur during the time you are disabled whether it is only a year or two or happens to be for the rest of your life. Once you are eligible for disability payments, you must still continue to keep in contact with your providers in the case that anything changes in your life that may affect the amount of disability payments given out each month. There is quite an extensive list of things that must be reported to the government immediately in the case that any of them change or occur.

Although most people are completely out of work once they become disabled, a few are lucky enough to find some sort of work that allows them to be comfortable and make money. In the case that you begin working for any sort of job during the time you are disable, you must report that immediately to the government. Even if you are self-employed and are making very little money, that must be reported.

Social security disability benefits are separate from any other type of disability benefit out there. If you apply for another type of disability benefit, are granted a settlement or have benefits that change or stop, you must report them. These amounts of benefits can change the amount of social security disability benefits that you will receive every month.

If you move or change your bank accounts, you must also notify them as soon as possible. Try to tell them beforehand the address you are moving to so that they can prepare your statements, paperwork and money to be sent to the new address upon moving. Also, if you change bank accounts, it is very important that you notify them if you are set up for direct deposit. Not notifying them of this change can result in a loss of money for you and a very big hassle for everyone including yourself.

If you get into any sort of trouble with the law, your benefits will certainly be affected by that. There is a long list of circumstances that affects your benefits including outstanding warrants for your arrest, being convicted on a crime, violating a condition of parole or probation or if you are planning on leaving the United States for any reason. If any of those things apply, notify your correspondent immediately to find out what sorts of things need to happen. Syndication Source: ThoughtSearch.com Legal Internet Solutions (http://www.irariklis.com/) can help you get the social security benefits that you deserve. Art Gib is a freelance writer.

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Protecting Policyholders in Case of Insolvency

By Author: Philip Louie
Article: The current recession has witnessed the fall of some of the country’s biggest companies, from financial giants like Bear Sterns and AIG to automakers Chrysler and GM. Many insurance companies have also filed for bankruptcy, leaving many policyholders concerned about their personal financial security and the viability of any potential claims.

While these are valid concerns, insurance policyholders need not worry that their claims or their policies will become worthless. Like banks, insurance companies are legally required to take certain precautions to protect their customers in case of bankruptcy. State guaranty associations are one of these precautions.

State Guaranty Associations

Every state has a guaranty association that provides protection to policyholders in the state, in the event that an insurance company is declared insolvent. In Minnesota, the association is the Minnesota Life & Health Insurance Guaranty Association. Every insurance company licensed to sell life insurance, accident and health insurance, or annuities in the state is required to be a member of the Association.

If a court finds an insurance company insolvent and orders the company to liquidate its assets, the Association will step in to provide coverage to policyholders and pay existing claims up to a statutory maximum. Generally, the Association will transfer insurance policies to a new insurance company, which will then provide benefits to the policyholders of the old company.

To be eligible for coverage from the Association, the following conditions must be met:
-The policyholder must be a Minnesota resident at the time the company is found insolvent
-The company must have been licensed to sell insurance in Minnesota
-The policyholder must be current on their premium payments
-The type of insurance at issue must be covered by the Association

Coverage Limits

The Minnesota Guaranty Association does not provide protection for all types of insurance. For example, the Association does not provide coverage for HMO plans, self-insured employer plans or benefits that have not been guaranteed.

Currently, the Minnesota Guaranty Association covers:
-Direct individual or direct group health insurance
-Direct individual or direct group life insurance
-Long-term care insurance
-Annuities (only the guaranteed portion of the annuity)

Coverage also may be available for some types of property and casualty insurance, like auto insurance and homeowner’s insurance.

It is important to note, though, that even if the Association covers a specific type of insurance policy, it does not mean the policyholder will receive the full benefit from the Association. There are limits on the amounts that may be recovered, depending on the type of benefit, the terms of the policyholder’s insurance contract and state law. For example, the maximum death benefit available under a life insurance policy is $500,000 per insured.

Other limits include:
-Health insurance claims: $500,000 per insured
-Net cash surrender for a life insurance policy: $130,000 per contract owner
-Net cash surrender for a fixed annuity: $250,000 per contract owner

Policyholders who have outstanding claims worth more than Guaranty Association is able to cover have the option of filing a claim as a creditor against the insurance company during the bankruptcy. Once the company’s assets are liquidated, the policyholder may be able to recover some of the amount owed to them.

There may be a gap between the time the insurance company is judged insolvent and the time the Association begins coverage. The bankruptcy court may temporarily reduce the amount of ongoing payments the insurance company must make, or may stop payments altogether to get a handle on the insurance company’s full financial situation. This means it could be weeks or even months before the court activates the Guaranty Association and it begins taking over coverage from the insolvent company.

Conclusion

Even though there are precautions in place to protect policyholders in the event an insurance company becomes insolvent, policyholders should still investigate the financial health of an insurance company before purchasing any policies. While state guaranty associations provide coverage for outstanding claims and unpaid benefits, this coverage may be subject to unfavorable restrictions.

Reference: McSweeney & Fay, P.L.L.P. Syndication Source: ThoughtSearch.com 24-7 Press Release
Visit us at http://www.24-7pressrelease.com
Visit us at http://www.mcfay.com

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Life Insurance Quotes

By Author: James Haylett
Article: With the past decade, everyone knows the vital importance of a Life Insurance but what we don’t give much importance to is the initial process before signing up the deal.

This process determines the effectiveness of the Life Insurance Cover, Premiums, claim situations and the benefit issued if the claim is accepted. These questions which should govern your search of an ideal Life Insurance Cover are either ignored till the end or are over shadowed by other not so important aspects of the cover.

Once you are in the market for a Life Insurance Cover, you need a customized Life Insurance Quote, with details explaining every point. Therefore, you need to be extra alert while getting thorough the initial process of getting a Life Insurance Quote.

Different Kinds

We all the different types of life insurance available in the market and hence we are not going in the details of them. However, you must ensure based on your finances and our expert advice, which one will be best for you.

Premium & Term

Affordability, if this ‘word’ is a keyword in your search, then you would like to check on the monthly premium and term of the cover. Ensure that both of them falls within a range where you can keep making payments till the end of the term. Missing premiums to your policy can be fatal, whatever be the reason so keep the premiums with in your budget.

Claim Situation

Details of when the claim is possible should be completely clear to you, so that should you need file for it, you get what you are expecting. Your Life Insurance Quote should have detailed explanation as far as this tab is concerned. Speak to an advisor incase you are not clear with any of the clauses on your Life Insurance Quote.

Conclusion

As pointed above, these points will govern whether your Life Insurance Cover turns to be a boon or bane. So when you get a Life Insurance Quote ensure you are clear about these entire tabs.

At UK Insurance Quotes, we ensure you get a Customized Life Insurance Quotes and are fully aware about the pointers on your quotes. If you need personalized advise, then please don’t hesitate to call us on 208 905 2295.
Syndication Source: ThoughtSearch.com james is the author & co-creator of Insurance websites and information products.
His involvement in marketing and operating various online businesses for himself
and clients is noticeable since 2010. He writes articles & press release for
http://www.ukinsurancequotes.org . For more information about him 0208 905 2295

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Successful Businesses Secure Their Futures with Successful Banks

By Author: Ann Knapp
Article: Working with a bank to ensure the successful future of a business begins with seeking one that will nurture a professional relationship that will grow through the years. Banks can provide businesses with invaluable support and guidance but the business connection should be a good fit from the start. The same attention that we pay to choosing a realtor, lawyer, or even doctor should be applied when choosing a financial institution with which to do your business banking.

Banks feature services which should complement and enhance what you, as a business owner, are trying to accomplish in this investment venture. In addition to checking and savings accounts, business owners also benefit from services including online banking, equity funding, term loans, night safes, investments, cash management support, and much more.

Helping to create the most successful business possible, banks offer loans which are a large element of the business banking relationship. For instance, a business owner may seek a long-term loan for major expenses, such as equipment, vehicles, or the development of a new product. These loans generally exceed a year in their maturity time and may extend as long as 10 to 25 years depending on the type of loan. Other times, owners have a need for short-term capital, such as lines of credit and working capital loans to assist with day-to-day demands.

Online banking has revolutionized the way companies conduct business. Not only can a business access its accounts 24/7, it can also integrate its computerized account system with the bank. Features such as online bill payment allow owners the convenience of paying bills easily or transferring funds to various accounts. The efficiency of electronic funds transfers allow money to be moved between accounts at a branch or bank on the same day.

When it comes to securing a loan, business owners quickly discover how important the business banking relationship can be. Smart owners nurture a positive connection with their bank, establishing a fiscally responsible reputation by making monthly payments on time, communicating clearly with bank associates, and getting a handle on the business’ fluctuating needs. An entrepreneur with a comprehensive vision of the business will have an easier time helping bank associates understand how the bank can best meet those needs.

For those considering borrowing capital, bank associates assist business owners by helping them to manage their risk prudently and effectively. During the loan application process, the owner provides the bank associate with a written loan proposal, which generally includes business and marketing plans, the purpose for the loan, as well as pertinent financial information. A form of collateral should be designated, which acts as a security against the loan should the business have trouble or be unable to repay the loan.

The most successful business banking relationships provide effective financial management and unparalleled personal service. Banks are the place to turn to in terms of guidance for new businesses or those facing the challenges of growth – or perhaps even downturn. As leaders in finance, banks can help business owners identify potential or real roadblocks and suggest the products and services which provide the best fit for those challenges. Helping to ensure that a business is covered in an unforeseen event.

Successful banks can bring much life to a business as it seeks to achieve its goals. The right bank appreciates and supports the business owner as he or she navigates towards moving a dream into reality. Flourishing businesses benefit most from banks that possess a personal and corporate interest in making the business as profitable as possible. Syndication Source: ThoughtSearch.com AmericanMomentumBank.com provides a wide array of personal banking and business banking options and banking solutions tailored to your individual needs. For more information, please visit AmericanMomentumBank.com.

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The Services You Need May Be At Your Local Credit Union

By Author: Art Gib
Article: In light of the recent global financial crisis, many young adults are discovering that they need to start planning for their financial futures earlier than they had previously thought. But where does a person go to get started? How does she even know what options are available to her? What many young adults don’t realize is that the services they need may be at their local credit union.

Credit unions are favored by many because they have a reputation for being in the “people business” instead of the “money business.” Credit unions are local, so they have an investment in the well being of the residents in the communities they serve. You don’t have to hire a high-priced financial consultant to help you get started saving towards your future, especially when you’re just beginning on your life’s road. Credit unions aren’t just a safe place to keep your hard-earned money, they are also a place to make it grow and work for you. Here are some of the services provided by most credit unions:

Retirement Planning

As many baby boomers have discovered, a 401K is not the most reliable or even the most conservative way to grow a retirement nest egg. IRAs are enjoying a resurgence in popularity and for many good reasons, including tax breaks. Credit union professionals will sit down with you and review all of the different retirement account options which may be beneficial to you, pointing out the pluses and minuses of each. Once an investment plan has been agreed upon, the credit union will monitor it with you on a regular basis.

Education Planning

If you have small children, no doubt you’re already worried about how you will be able to help them make their educational dreams come true. Your worries are not unfounded: college costs have always increased at much higher rates than other expenses over time. It is best to formulate an educational savings plan as soon as possible, and a credit union professional can help you to figure out how use tax breaks and other strategies to help that money grow and be ready when it is needed.

Estate Planning

Although an estate must be handled by an attorney, credit union financial professionals are available to make sure that your plan does not fall prey to possible tax errors. It is never too early to get your affairs in order and plan for the welfare of your survivors. Life insurance, long care disability insurance and other measures that help protect loved ones in case the unthinkable happens are popular products offered by credit unions.

The time is now to show prudence and good sense by planning for the future; credit unions can be a valued partner in formulating those plans. Syndication Source: ThoughtSearch.com Workers Credit Union (http://www.wcu.com) is the largest bank in Massachusetts, offering high yield savings and high yield checking accounts, business banking and investment services. Art Gib is a freelance writer.

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