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Author Archives: William Blake
What’s The Difference In Chapter 7 & Chapter 13 Bankruptcy?
Are you at that financial point in your life where you’re considering filing for bankruptcy? There are two types of bankruptcy for you to consider as an individual: Chapter 7 and Chapter 13. They are very different and you need to learn the details of both before choosing one. Continue reading
Posted in Finance
Tagged bankruptcy, chapter 13, chapter 7, Credit, Finance, personal finance
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Ways to Resolve What you Owe for a line of Credit
There are three different types of lines of credit and payment options can vary between these three. This can be important for you to think about when looking at which of these different lines of credit my best fit your particular financial scenario. Continue reading
Saving Pennies: Even Small Savings Can Add Up
Benjamin Franklin coined the phrase, “A penny saved, is a penny earned.” What was thought wise advice in his time, has become even more provident in todays world where debt seems an epidemic among American consumers. Todays financial experts agree that it can be the small day to day savings that add up to big results as we work to eliminate consumer debt. Here are a few of there tips for cutting out excess spending: Continue reading
Get The Family On Board For Debt Reduction
Let’s face it, kids are expensive. Besides providing for the basic needs of their children, many parents find themselves bombarded with requests for the latest “it” thing. Between the needs, the wants, and extracurricular activities, kids can sabotage a families effort toward debt reduction. Don’t let kids blow your budget! Continue reading
5 Tips For Managing Debt More Effectively
One of the fastest growing businesses in America right now is debt management. The idea is that millions of Americans struggle every month to pay their bills, and many have mounting debts that they have no idea how to overcome. Continue reading
Posted in Budgeting, Finance, Financial Planning
Tagged Budgeting, Finance, Financial Planning
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A Secure Retirement – Start Planning Now
Many people today live to work and when their working years are over the loose all purpose in life and die shortly thereafter. How much better it would be if their plan for the future had taken into account a meaningful life in retirement. Continue reading
Advantages of Acquiring a Home Equity Loan
Did you realize that you most likely have a home equity line of credit? It is common for people to be unaware of this fact or the advantages such a line of credit may offer as opposed to others. Let’s consider some of these advantages. Continue reading